Now Offering Pay-At-Close
- Nedra D Hines
- 5 days ago
- 2 min read
For years, offering pay-at-close was a big risk for home stagers.
As a working home stager, I never take a job without payment up front. It's too risky!
What if the home takes forever to sell – not the staging's fault, but the pricing or another factor? I never want to cover the costs and go without the cash flow necessary for operating our business.
Now, that's changing because of options like Notable Finance that take on all the risk and I receive upfront payment!
We've started offering this to our clients, and rest easy knowing that we won't have to foot the bill. This option has been field-tested by our own company and clients love it because: 1) it’s cheaper to use compared to a credit card, 2) they can include other make-ready services in their credit line, and 3) they have up to a year to pay off the balance.
How cool does that sound? It’s a win-win for all of us.
Qualification details
You must have a listing agreement in place with a real estate agent.
You must have at least a 680 FICO (varies by state – HI: 740+, NC: 700+).
You must have sufficient equity in the home.
You must be an owner or be able to act on behalf of the owner (e.g. POA, LLC, Trust) of the property.
Your property list price must be under $8M.
Additional eligibility criteria apply.

Results may vary. Effortless Charm Staging and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. Effortless Charm Staging is not providing loans. Loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Subject to terms and conditions (notablefi.com/terms).
Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.
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