Pay At Close Option For Home Staging
- Nedra D Hines

- 1 day ago
- 2 min read
When real estate agents are responsible for bearing the cost of staging, budget considerations often become a priority, as these expenses impact them directly. As a result, agents may opt for the most economical option rather than selecting a proposal that offers the greatest value.
Alternatively, when sellers have the flexibility to pay for staging after the property is sold, or finance a portion of the cost, they can choose experienced stagers who appropriately reflect their expertise in their fees. This arrangement also benefits home sellers who wish to stage their properties but lack upfront funds, allowing them to invest in quality staging and potentially maximize their equity.
Notable is a lender that offers unsecured lines of credit to home sellers, enabling them to defer all associated costs until the closing of the sale.
This innovative approach not only empowers sellers to present their homes in the best possible light but also levels the playing field for those who might otherwise be priced out of the market due to upfront costs. By removing these financial barriers, more properties can benefit from professional staging, which often leads to faster sales and higher offers.
As a result, both sellers and agents can focus on maximizing the potential of each listing without being constrained by immediate budget limitations. Ultimately, this flexibility in financing gives everyone involved a greater opportunity to achieve optimal results in the home selling process.
Qualification details
You must have a listing agreement in place with a real estate agent.
You must have at least a 680 FICO (varies by state – HI: 740+, NC: 700+).
You must have sufficient equity in the home.
You must be an owner or be able to act on behalf of the owner (e.g. POA, LLC, Trust) of the property.
Your property list price must be under $8M.
Additional eligibility criteria apply.

Results may vary. Effortless Charm Staging and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. Effortless Charm Staging is not providing loans. Loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Subject to terms and conditions (notablefi.com/terms).
Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.



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